Confront Your Financial Problems

Would you rather confront or escape?

You’ll often hear costly vacations referred to as “escapes.” The logic is simple: escape to an exotic place that will be remembered as a happy experience, even if you have to go deeper into debt to get there. but burying your head in the sand won’t erase your financial troubles. The long-term result is that your financial problems are only going to become worse. Escaping or avoidance is a coping mechanism that merely kicks problems down the road. It’s far better to confront the issue and tackle the problem. Indebtedness can destroy your relationship with your spouse. After all, you can’t have a good relationship when all you ever talk about are problems!

If you’re suffering from a financial crisis, set aside a time to calmly discuss the problem. Ask the Lord to go before you and give you words to speak. In a spirit of humility, free of accusations, real progress can be made. Agree to stop overspending immediately and get on a budget. Adopt a frugal lifestyle and pay down your debt. This is a far better “escape” than any debt-funded trip. Moses had to face his problems. “… he refused to be known as the son of Pharaoh’s daughter. He chose to be mistreated along with the people of God rather than to enjoy the fleeting pleasures of sin. He regarded disgrace for the sake of Christ as of greater value than the treasures of Egypt, because he was looking ahead to his reward.” (Hebrews 11:24-26) So face your problems today with your eye on eternity!

Avoidance or procrastination won’t solve credit card debt. Let Christian Credit Counselors help. They can create a debt management plan that will work for you. For more information call the Crown Helpline: 800-722-1976 or visit online at crown.org/ccc.