You Need a Financial Plan

Is your financial plan by design or default?

You do have a financial plan…don’t you? A solid financial plan helps you fulfill your life purpose and align yourself with Biblical values of prosperity. Satan works overtime to prevent you from planning and discourages couples along the way. Confusion can be thwarted when two people come together and resolve to get it done. If your marriage is characterized by fighting, blaming, arguing, criticizing, or rationalizing financial issues then stop today! Accept that you both contributed to the problem, apologize, and take responsibility to solve it. Then, get to work! Invite God into your pain. Ask Him for the strength, patience, and diligence to follow through. The Bible says, “No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.” (Hebrews 12:11)

Start by recording all spending for 30 days. All of it! Once you know where your money is going, you can establish a written plan to help you spend less than you earn each month. Make sure you develop processes to keep your plan moving forward, even when setbacks occur. Like a well-trained medic, you must know what to do and perform under pressure. Victory is attainable when you keep taking the next step forward. Commit to be honest, transparent, and open in your communication. Having a financial plan for your marriage gives you direction to work towards together. It’s a lesson my wife and I had to learn. 

And if you have lingering credit card debt, I recommend Christian Credit Counselors. For more information call the Crown Helpline: 800-722-1976 or visit online at crown.org/ccc.