What To Do When You Overspend

It’s not difficult to do. In fact, most people probably do it  without realizing it. But overspending is one of the greatest sources of financial stress.

Ever felt  that major “OOPS!” when you get you credit card statement or bank statement?

Overspending happens. Sometimes it happens because we didn’t have enough discipline. At other times, it happens as a result of a surprise expense or an emergency.  

But when it happens, don’t just say, “Oh well!”, and give up on the rest of your budget. If you stub one toe, you don’t go around stubbing the other nine.

The key is to have a budget so you make adjustments and avoid digging a deeper hole for yourself.  

If you don’t have a budget, use our easy guide for free at crown.org/money.