Have you spent your tax refund yet? If not, you need to hear this story!

Fox5 Atlanta recently reported that Christina Knaack, a single mother of two little girls, received a large tax refund and prepaid her rent for the year. A photo of the receipt from her landlord has gone viral on Facebook.

She has been clean from drug addiction for 3 years, and shared her post hoping that a recovering addict would see it and believe that life off the streets is possible. WOW!

Although many landlords will not allow prepayments, it is worth exploring. If you have established a good reputation, your landlord may even grant a discount for paying in advance. It is a great way to secure a roof over your head and give some flexibility in the budget.

If you have a mortgage, consider using your tax refund to make an extra payment that will save you lots of dollars down the road.

Reed Karaim at Interest.com says, “A $200,000 30-year home loan with an interest rate of 5% would cost $186,512 in interest with the traditional 12 payments a year. Make the equivalent of 13 monthly payments every year, and the loan will be retired in 26 years and you will pay only $153,813 in interest — a savings of $32,699.” And, you shave 4 years off your home loan!

If you are not sure how to use your refund, pray. If you are married, be unified in the decision.  Ask the Lord to grant you wisdom to use your refund wisely in a way that will bring Him glory.