“Time is money.”

How true this is!

Time is also a gift. In fact, it’s the most valuable resource you and I will ever have. The way we use it will influence our earning potential, the way we spend our money, the quality of our relationships, and our overall health.

Time is also the ultimate equalizer – no matter who you are or where you were born, you have the exact same 24 hours each day and the freedom to decide how you’re going to use them.

I was recently listening to a podcast featuring best-selling author and speaker, Rory Vaden as a guest. Rory explained why the idea of “time management” is so dangerous – because time is impossible to manage. You can only manage yourself. Time will keep going, whether or not you’re paying attention, so instead of trying to manage it, we should focus on maximizing it.

The simplicity of this truth struck me, because it transfers the ownership of my day-to-day schedule from time to me. I can never be a victim of “busyness” or a “crowded schedule” because I have allowed, granted access to, every single item on my calendar. Time didn’t overbook my day. I did.

The significance of our responsibility to use our time well increases as believers in Christ. If time is our most valuable resource, and God has given us the freedom to use it however we want, then time, more than anything, should be subject to Christ. How contradictory for me to surrender my paycheck to Kingdom purposes, but not the way I spend my day. You could easily liken it to the Parable of the Talents – two men used the resources they were given wisely and multiplied their money. One man hoarded it and was punished. While we can’t multiply time itself, how we use it will determine our multiplication elsewhere.

When the stewardship of our time and money work together, our potential for the Kingdom increases exponentially.

Much of this is due to the fact that time and money have such a close, and correlated relationship. When an employee uses his time wisely and productively, he becomes a better employee and may receive a raise, promotion, or new career opportunities. When a mom uses her time throughout the week wisely to plan, budget, and organize, she saves money at the grocery store, reduces her stress, and increases her resourcefulness. The better you steward your time, the more money you can earn. And the better you steward your time, the more money you can save.

The inverse is also very true – the more time you waste, the faster your earning potential decreases and the more money you waste. In fact, sometimes poor use of your time can cost you significantly more than overspending would.

The Bible talks extensively about using our time well – Proverbs reminds us to ask the Lord “To teach us to number our days so that we may gain a heart of wisdom.” Guarding our hearts and minds has a significant influence on how we spend our time, and money.

More than anything, we should steward our time wisely in order to serve God. But many of us are too busy….sometimes, we are too busy doing things for God that we neglect to do the things of God.

Decide to be the best user-of-time you can be. As you work your budget, improve your savings strategy, and increase your giving, pray for wisdom on how to increase your productivity as well. Honor God in the way you do your job, take care of your house, and interact with others. Just like making a budget forces you to cut the excess out, organizing your time will force you to make disciplined sacrifices as well. It may mean waking up an extra 15 minutes early in the morning or deleting Facebook off your phone, but we pray it will be encouraging to you.

One way to learn how to live every day as a good steward and  use your time well is with Crown’s online MoneyLife Personal Finance Study. It has just 7 lessons and is completely self-paced so you can fit it into your newly improved schedule. It’s both practical and biblical and will help you take the next steps towards finding freedom in your finances.