Dear Chuck, I thought Bitcoin was a joke until now. My wife and I are thinking of putting some of our retirement funds into it but wonder if we are too late? Maybe gold is better? Bitcoin or Gold Dear Bitcoin or Gold, Gold Fever was the term for the mass migration of fortune […]
Dear Chuck, I received a Christmas bonus from my company and feel led to give to the Lord first. With so many places to give and so many requests this time of year, I’m having a hard time knowing which are reputable, trustworthy, and safe. I want to give before year-end for tax purposes. Does […]
Dear Chuck, I am really stressed about Christmas expenses this year due to a layoff a few months ago. My new job starts in January, and I want to be generous and yet frugal. I have heard you talk about this on the radio and would like to get your list of tips. Stressed Santa […]
Dear Chuck, My fiancé and I are making slow progress in saving for the down payment of a home. Can you help us with a better plan? Saving for a First Home Dear Saving for a First Home, I applaud you for setting a goal to own a home, saving money for the down […]
Dear Chuck, I grew up going to Black Friday sales and always looked forward to the day. I want to save money while my husband wants to ignore it to focus on “quality” time with our children and extended family. What would you do? Family Time or Black Friday Shopping Dear Family Time or […]
Dear Chuck, We refinanced our house a few years ago and just learned that people refinance cars too! How should we go about that? Lowering Car Loan Rate Dear Lowering Car Loan Rate, My quick response is that you need to be very careful about refinancing a car loan! This is not something I […]
Dear Chuck, With the reelection of Donald Trump, what economic changes do you think we should expect now? Opportunistic Investor Dear Opportunistic Investor, In what has been described as “the greatest comeback in American political history” by VP elect J.D. Vance and a host of others, the election results on November 5th will go […]
Dear Chuck, I am really concerned with what Elon Musk said about America heading toward bankruptcy. Do you think there is anything we need to do if he turns out to be correct? Concerned American Dear Concerned American, Elon Musk has repeatedly said that the ever-expanding Federal debt is leading America toward bankruptcy. I […]
Dear Chuck, What advice would you give for using money to impact our children and build a strong family? We have limited funds and want to be wise as well as strategic. Investing in Our Children Dear Investing in Our Children, I love the heart behind this question! Although you may have limited funds, you […]
Dear Chuck, The company I work for was destroyed as a result of Hurricane Helene. We are surviving, but things are very tight financially, and we are emotionally overloaded. What should we do to work our way out of this crisis? Surviving, Not Thriving Dear Surviving, Not Thriving, Many people are trying to navigate […]