Dear Chuck, Is it wrong to carry a mortgage in retirement? We are both preparing to retire but have 20 years left on our home mortgage. Senior Mortgage Concerns Dear Senior Mortgage Concerns, My general response is to recommend that you (and everyone else) get completely out of debt before you retire. This verse […]
Is There Economic Evidence for the Existence of God? Of the many perspectives normally used to create an apologetic for the existence and reality of the God of the Bible, one that is frequently overlooked is the field of economics. But just as the heavens declare His glory, so does the marketplace. There is, in […]
Dear Chuck, Many of our friends are moving to the South. We are reluctant to leave our family, but the financial benefits seem worth it. What do you advise? Considering a Move South Dear Considering a Move South, In January, I went to the dentist where I live in Tennessee. The dental assistant was […]
Dear Chuck, We’re trying to buy a house, and our realtor suggests we sign an “Appraisal GAP” clause in our offer that is above the asking price. Should we do it? First-Time Homebuyers Dear First-Time Homebuyers, For some, it is a crazy real estate market right now! A member of our staff is trying […]
Dear Chuck, I am being hit hard by the cost of gasoline. Haven’t you written about how to save money on this in the past? Shocked By Gasoline Prices Dear Shocked By Gasoline Prices, Yes, I have answered this question before but not during a time when prices were rising this sharply! You and […]
Dear Chuck, I’m single and have saved enough money to buy a house and have a sizable emergency fund for any surprise repairs. Do you consider this a good time to enter the real estate market? Single Home Buyer Dear Single Home Buyer, Reuters released an article on February 24th on the rise of […]
Dear Chuck, Inflationary prices are hitting our family, and I am getting worried. What can we do to ride this out? Inflation Fears Dear Inflation Fears, Gasoline is way up, oil is way up, food is way up, rents are rising, and housing prices are soaring. The price of used cars is nuts—in my […]
Dear Chuck, My female boss frequently laces her comments with profanity in the office. While it is never directed at me personally, it makes me cringe when I hear it. I have lost respect for her leadership and want to change jobs. Should I approach her or quietly find another place to work? Tired of […]
Dear Chuck, We have to cut our spending this year, but I really don’t know where to begin. When I bring up the subject, my spouse always has an excuse. If we don’t get things under control, we are going to face eviction from our landlord. Cash Crunch Dear Cash Crunch, I’m so glad […]
Dear Chuck, My wife and I are aggressively saving for a down payment on a house. We’ve toyed with the idea of selling one of our two cars. Is that too radical? First-Time Homebuyers Dear First-Time Homebuyers, This is a great question. Because of the inflationary market we are in right now, it is […]