Dear Chuck, I have been in a serious relationship for two years. Recently I’ve been made aware of my boyfriend’s bad credit. He assures me it can easily be fixed. Should I be concerned? Concerned about Credit Score Dear Concerned, A number of years ago, I was asked to counsel with newlyweds who were […]
Dear Chuck, I’m trying to save an emergency fund of $1000, but I’m making very little progress. I get so discouraged when I mess up. Can you offer any encouragement and saving tips for someone with limited income and too many bills to pay? No Safety Net Dear No Safety Net, Well, I am […]
Dear Chuck, I’m growing weary of our society’s overuse (and misuse) of the word love. I hear and see it in advertising, on social media and in conversations. If the first and greatest commandment is to love the Lord our God, it appears we’ve confused our priorities. It appears we love money more than Him […]
Dear Chuck, I have a jaundiced eye about the World Economic Forum’s view of the world. What are the economic issues that concern you? Not impressed with Davos Dear Not Impressed, While the World Economic Forum has its shortcomings, it may surprise you that I think there is some good that comes out of […]
Dear Chuck, My wife and I want to sell our home (no debt or mortgage) and buy a piece of land where we can build a larger home. Our end goal is to come out mortgage free or with very minimal debt. We have 3 options: 1) Sell our home now, rent while we use […]
Dear Chuck, I am not married but would like to be one day, but who knows? Should I plan to live as a lifetime single in my financial planning? Single but Hopeful Dear Single but Hopeful, First, I am glad you are interested in marriage! While there is nothing inferior with being single, whether […]
Dear Chuck, My pastor talked about sin in a recent message at church. I am curious to know what the Bible says about financial sins. Do you have a list? Needing Insight Dear Needing Insight, Last week I shared that of the more than 2,350 verses in the Bible dealing with money and possessions, […]
Dear Chuck, My pastor talked about sin in a recent message at church. I am curious to know what the Bible says about financial sins. Do you have a list? Needing Insight Dear Needing Insight, Thank you for your question. Like you, there are many in America and around the world who have lived […]
Dear Chuck, We fight about money every time we get near the end of the month and feel like our bills are mounting. How do we stop this cycle? Stuck in Fight Mode Dear Stuck in Fight Mode, Your opening statement contains both the problem and hidden solution to your question! You and your […]
Dear Chuck, I’m worried about a layoff next year. If we have a recession, I am likely to be the first one out the door. What can I do to be prepared? Preparing for a Layoff Dear Preparing for a Layoff, There is a great deal in your question that I can relate to. […]