Dear Chuck, I expect a decent year-end bonus and am trying to decide how best to use it. I want to grow our investment portfolio while my wife thinks we should pay off all debt. What would you recommend? Blessed with a Bonus Dear Blessed with a Bonus, Congratulations! This is a nice problem […]
Dear Chuck, I have credit card debt from last Christmas and don’t see any way out of adding to it this year. I am depressed about it but can’t bring myself to deny my children a great Christmas. What can I do? Christmas Stress Dear Christmas Stress, I have been in your shoes and […]
Dear Chuck, I’m a recent college graduate with my first “real” job. With that comes paying into the Social Security System. My concern is whether or not there will be funds for me someday, especially in light of the recent deficit report. Worried Millennial Dear Worried Millennial, First, I am impressed with a number […]
Dear Chuck, I inherited a significant amount of money this year. Although I am very grateful, I’m feeling the weight of responsibility to steward this well. I look forward to giving more to the Kingdom and want advice on how to please God with all my decisions. Burdened by this Wealth Dear Burdened, First, […]
Dear Chuck, I am going home to have Thanksgiving with family I haven’t seen in years. I was recently diagnosed with cancer. Before I met Christ, I squandered money and relationships. I’m worried about how to relate to my family again. It could be very awkward for us all. Prodigal Son Dear Prodigal Son, […]
Dear Chuck, I need your advice. My husband thinks we should get an installment loan to update our home. Although we can do a lot of the labor ourselves, we need materials, tools, and some professional labor to get what we both want. I would rather save for a year, but he has time in […]
Dear Chuck, I want to replace my mother’s clunker and am considering financing a new one. My father died unexpectedly and I want her to hold onto what little savings she has. What would you do? Taking Care of Mom Dear Taking Care of Mom, It is wonderful that you are helping your mom. […]
Dear Chuck, I keep reading about experts predicting that a recession is coming. What do you think? Although I am getting ready, what is your advice to help me ride it out? Getting Ready Dear Getting Ready, Of course a recession is coming! They are inevitable; we just don’t know when or if we […]
Dear Chuck, I’ve been socking away money in a 401(k) account for years. I’ve tried to live like the ant in Proverbs. I have no plans to retire any time soon, but I may take some of the money to pay off credit card debts that accumulated during my wife’s health issues. I want to […]
Dear Chuck, Giving is a problem for me. I’m playing catch-up for retirement and fear that giving will prevent my having enough for the future. How can I balance my desire to give with my need to be saving more? In a Conundrum Dear In a Conundrum, Many American Christians find themselves in a […]