Dear Chuck, My parents moved in with us this year. We have two children in high school and a college student who has moved home to finish school. Our budget is tight but we want to be able to have a meaningful Christmas without going into debt. Your help is appreciated. Dreaming of a Great […]
Dear Chuck, I want to make the spirit of Thanksgiving last the entire year. But it seems like we Americans gather together, eat the obligatory bird, watch football, and then promptly forget what we have to be thankful for as we rush off to join the Black Friday shopping frenzy. I know I sound like […]
Dear Chuck, My husband and I have not been married very long. We grew up in homes where the holidays were celebrated in a grand way. I’m feeling pressure to do the same but my husband refuses to go into debt to do so. We have student loans and he wants those paid off as […]
Dear Chuck, I have friends who retired a few years ago. Several are thriving while others seem to wish they were back at the careers they left behind. I thought retirement was supposed to be the best years of our life. I am trying to determine: a) should I retire and b) when? Any thoughts? […]
Dear Chuck, My husband and I would love to buy a home before our second child is born next spring. We are seriously considering a subprime loan since we don’t have a down payment. We have a few years left on our student loans and a car payment. We’ve been told that renting is like […]
Dear Chuck, There is a lot of talk lately about the potential profits to be earned by investing in cannabis (marijuana) opportunities. Personally, I think it is wrong, though some of my Christian friends see it as an appropriate way to invest. As a parent of teenagers, I am very concerned about the likely legalization […]
Dear Chuck, I’m hearing and reading murmurs of a coming recession. My investments took a beating in the last one, and our property value has finally recovered. I’m feeling uneasy and would love your advice on how to adequately prepare? Getting Nervous Dear Nervous, The idea of preparing for hardship is timeless. Noah built an […]
Dear Chuck, I’ve made many mistakes with money over the years. I live in regret of how I squandered so much and failed to prepare for the future. My wife is insecure and concerned that we don’t have enough saved or invested for retirement. We need to move forward but are making zero progress. Can […]
Dear Chuck, My wife and I do not agree on giving. In fact, we’ve had a few heated arguments over the matter. She says we need to give 10% of our income. I don’t know where we could come up with that much. We give every month, but it varies in amount, depending on what […]
Dear Chuck, My wife and I are working really hard to get out of debt. We are overwhelmed with 5 credit cards, 2 car loans, student loans for both of us, a mortgage, and furniture that we financed. We now clearly see the mistakes we made and the dangers debt can present. I’ve been doing […]