Many people have a misunderstanding of what it means to be a steward. It’s not just getting out of debt and sticking to a budget. It’s much more than just writing a tithe check every month. Living as a steward means surrendering your finances to God and recognizing yourself as a manager, not owner, of […]
Dear Chuck, When should we begin tithing? We are currently in ‘the red’ each month, relying on credit cards to fill in small gaps. It will take us a couple of months to adjust and stop living paycheck to paycheck. Currently there is no extra, no savings, etc. If we tithe now, we will have […]
Purchasing a home can be a costly and frightening experience. It’s likely the most expensive purchase most adults will ever make. The process is constantly changing, and potential pitfalls seem to lurk around every corner. So much so, in fact, that fewer people are buying homes. According to the Pew Research Center, “A decade after […]
Dear Chuck, We have a son graduating high school this year and are trying to make plans for his college years. While he’s done an excellent job applying for and receiving scholarships, taking AP classes, and CLEP exams, we will still have to take out student loans. My question is who should take out the […]
What does the Bible say about money? You may be surprised to learn that Scripture references money than it does heaven and hell…combined. It’s no wonder – God knows how much money affects our day-to-day lives, and the power it can have over us. The crazier the world gets the more frequently I’m reminded that […]
Hi Chuck, I am part of the ‘Gig Economy’ and work full-time as a freelance graphic designer. Some months I am slammed with work and make a great amount of money. But then other months are really slim. I’ve found it’s really difficult to budget for these major ups and downs – I end up […]
I did not enjoy taking tests in school. There were some students that eagerly welcomed the opportunity to showcase their knowledge, but tests typically made me nervous. As a student, I saw a test as a way to prove to the teacher what I had learned. The number of correct and incorrect answers I gave […]
Dear Chuck, I need help prioritizing how to use my tax refund. We are expecting to receive about $3,100 from our refund and want to use it wisely since we have a little over $23,000 of debt and are in desperate need of new tires for my car ($450). In what order should we use […]
Have you ever lied to your spouse about a purchase or hidden money? A poll from the National Endowment for Financial Education found that 2 in 5 Americans admit to lying about or withholding money information from their partner. USA Today reports that 15 million people have admitted to hiding financial information from their spouse, […]
Finding creative ways to increase your income has become an increasingly important step in navigating the workforce and personal finance. It can help you develop and sharpen skills to add value to your current job, and provide financial margin to accomplish future goals, such as saving, investing, and paying off debt. If you’re looking for […]