There have never been more stock and bond investment opportunities or information sources available than at the present, but deciding which stocks or bonds to buy has never been more difficult. Equity mutual funds are an alternative to individual stocks and bonds, and they are an easy way to participate in the stock market. They enable […]
There are nine different payment instruments: Cash Check Money Order Traveler’s Checks Debit Card Credit Card Online Banking Bill Payment Electronic Bank Account Deductions According to a recent study done by the Federal Reserve Bank of Boston, “Debit cards remained the most popular payment instrument among U.S. consumers in 2014, accounting for 30.8 percent of […]
Are Multi-level Marketing companies a good idea for Christians? It’s an important question during a day and age where businesses like this are popping up everywhere you look. I’d venture to say that you’ve been approached on Facebook or in person by at least one friend recently to hear more about their new business venture […]
Dear Chuck, This year I’ll have three children in school, and I’m dreading the cost of uniforms and school supplies. They’re all at an age where they notice the things their friends have and feel embarrassed if their belongings aren’t quite as nice. I want to teach them about good stewardship, but I also want […]
Of the over 60% of Americans that have life insurance, almost half of them don’t have sufficient coverage. Where you would fall? Do you know? Life insurance is sometimes a hard topic to discuss, and can come with many complicated options. It’s hard to choose what kind of policy is best for you, because there […]
Have you ever made a little decision that resulted in a BIG impact? I know I have. In 2015 I decided to drink water only for the entire year. Yes, that’s right…no coffee, tea, juice, soda, smoothies or lattes. Nothing but H2O! For full disclosure, I made it the entire 365 days, and felt so […]
Dear Chuck, I’m trying to pay my credit cards off but my income is very limited since I am nearing retirement. I have a 401(k) and a small property that I could sell. What would you recommend: sell the property, keep paying the minimum on the credit cards, or take money out of the 401(k)? […]
One of the earliest battles parents have with young children is the battle of ownership. The cries of “me, my, mine” may be carrying through your house on a daily basis now. If not, step into a room of multiple toddlers and it won’t take long before you hear the phrase, “No! That’s mine!” And […]
My wife, Ann, and I got married at Christmas our senior year in college. This year we will celebrate 39 years of marriage! Unfortunately, it took us 21 years before we were on the same page financially. It finally took a Crown Study in 1999 to get us aligned financially. There is so much freedom […]
Dear Chuck, My wife and I would like to live off my income. The plan is for her to stay home after the birth of our first child. We bought a house and have one car paid for. We’ll have to adapt to the loss of her income, but we really believe she should be […]