Of the over 60% of Americans that have life insurance, almost half of them don’t have sufficient coverage. Where you would fall? Do you know? Life insurance is sometimes a hard topic to discuss, and can come with many complicated options. It’s hard to choose what kind of policy is best for you, because there […]
Have you ever made a little decision that resulted in a BIG impact? I know I have. In 2015 I decided to drink water only for the entire year. Yes, that’s right…no coffee, tea, juice, soda, smoothies or lattes. Nothing but H2O! For full disclosure, I made it the entire 365 days, and felt so […]
Dear Chuck, I’m trying to pay my credit cards off but my income is very limited since I am nearing retirement. I have a 401(k) and a small property that I could sell. What would you recommend: sell the property, keep paying the minimum on the credit cards, or take money out of the 401(k)? […]
One of the earliest battles parents have with young children is the battle of ownership. The cries of “me, my, mine” may be carrying through your house on a daily basis now. If not, step into a room of multiple toddlers and it won’t take long before you hear the phrase, “No! That’s mine!” And […]
My wife, Ann, and I got married at Christmas our senior year in college. This year we will celebrate 39 years of marriage! Unfortunately, it took us 21 years before we were on the same page financially. It finally took a Crown Study in 1999 to get us aligned financially. There is so much freedom […]
Dear Chuck, My wife and I would like to live off my income. The plan is for her to stay home after the birth of our first child. We bought a house and have one car paid for. We’ll have to adapt to the loss of her income, but we really believe she should be […]
Have you ever failed? I mean, really failed? You know that sickening feeling when you realize you’ve missed the mark, made a huge mistake, or gone just a little too far. No wonder it’s one of our greatest fears. You want to know what my biggest financial failure was? I became successful in the eyes […]
In Mark 12, we meet the poor widow who gave two small coins in the temple treasury as her offering. In verse 42, Jesus said, “Truly I say to you, this poor widow has put in more than all those who are contributing to the offering box. For they all contributed out of their abundance, […]
Dear Chuck, For years I have always managed to earn more than I spend. But, my fiancée says we need a budget and she wants it before the wedding. Help! Dear Help, Funny how a fiancée (or wife) can motivate us to get our act together! There seem to be two parts to your question: […]
Dear Chuck, My wife and I have been renting for five years and want to buy a home. Could you share any tips so we can make a wise decision? Hopeful Homeowner Dear Hopeful, I commend you for seeking counsel in what’s typically the largest purchase of a lifetime. Assuming you’ve compared the costs […]