Third John 1:4 says, “I have no greater joy than to see my children walking in the Truth.” Amen to that! I would add my own corollary. I have no greater relief than to see my children able to pay their own way when they become adults. We all want to help our children financially, but […]
Originally posted on the Christian Post on February 17. Dear Chuck, I’ve been at my job for a while now, and I know that I make a valuable contribution to my company, but I don’t know how to go about asking for a raise. Employers seem to be able to say vague things about […]
Tough jobs can stretch us and prepare us for the future. But Liz Ryan at Forbes.com says certain signs reveal when it may be time to change jobs. 1. If you experience stress that wakes you up in the middle of the night, or stress that doesn’t go away after you finish a big project, […]
More than ⅓ of our workforce are freelancers, according to the research firm Edelman Berland. That is 54 million Americans who have an independent approach to their employment. A person who does freelance or contract work is defined as one who works by the hour, day or job without a regular salary from one employer. […]
Dear Chuck, With Valentine’s Day approaching, I wonder if it’s really necessary to spend a lot of money on a holiday that feels a bit made up. I’m feeling manipulated but I don’t want to disappoint my wife. Is Valentine’s Day worth celebrating, and how much is too much? – Husband Needs Help Dear Husband, […]
The Consumer Financial Protection Bureau recently reported than 1 in 4 consumers felt threatened when contacted by debt collectors. They experience collectors calling too often, at odd hours, and warnings of jail time and other frightening threats. Some were being hounded for debts they did not even owe! Many complained that the collectors ignored requests […]
Jill Cornfield at Bankrate.com says the most common surprise expenses are related to vehicles, appliances, home-repairs, injury or illness. Unfortunately, nearly 6 in 10 Americans don’t have enough savings to cover an unexpected bill of $500. This is a problem across our nation. When people pay with a credit card, the original expense can grow […]
Allison Martin at MoneyTalksNews.com reports that it’s the small expenses that add up to blow a budget and ruin a spending plan. There are several main culprits. Food is one of the biggest expenditures in America. If you spend $10 a day for lunch, that quickly adds up to $200 per month! Stop! Buy a […]
Originally posted on the Christian Post on February 3. Dear Chuck, I need some help. I am a 50 year-old widow with a teenager at home, and I’m using credit cards to survive, drowning in late fees. I am over extended and miserable. My income cannot support my obligations so I decided to find […]
Originally posted on the Christian Post on January 27. Dear Chuck, My husband and I are talking about starting a family, and to be honest, I’m afraid to do it. We have the usual bills and some credit card debt, and whenever I see stories about how expensive kids can be, I feel so intimidated. […]