Jill Cornfield at Bankrate.com says the most common surprise expenses are related to vehicles, appliances, home-repairs, injury or illness. Unfortunately, nearly 6 in 10 Americans don’t have enough savings to cover an unexpected bill of $500. This is a problem across our nation. When people pay with a credit card, the original expense can grow […]
Allison Martin at MoneyTalksNews.com reports that it’s the small expenses that add up to blow a budget and ruin a spending plan. There are several main culprits. Food is one of the biggest expenditures in America. If you spend $10 a day for lunch, that quickly adds up to $200 per month! Stop! Buy a […]
Originally posted on the Christian Post on February 3. Dear Chuck, I need some help. I am a 50 year-old widow with a teenager at home, and I’m using credit cards to survive, drowning in late fees. I am over extended and miserable. My income cannot support my obligations so I decided to find […]
Originally posted on the Christian Post on January 27. Dear Chuck, My husband and I are talking about starting a family, and to be honest, I’m afraid to do it. We have the usual bills and some credit card debt, and whenever I see stories about how expensive kids can be, I feel so intimidated. […]
The most common traps to overspending at the holidays and tips on how you can avoid them Christmas shopping can be the most expensive and stressful shopping experience of the entire year year. Many stores count on last minute, frantic shoppers to overspend out of desperation. So wehave compiled a list of these Christmas Budget Busters for […]
Third John 1:4 says, “I have no greater joy than to see my children walking in the Truth.” Amen to that! I would add my own corollary. I have no greater relief than to see my children able to pay their own way when they become adults. We all want to help our children financially, but […]
People around the world desire to save money for a variety of things like a car, college, wedding, house, vacation, adoption, or to pay off debt. Marie Franklin decided to get serious about saving. Taking the theory of paying herself first she saved every $5 bill that she encountered. And, over a period of 12 […]
ZeroHedge.com recently revealed the states where consumers accumulated the greatest revolving debt. Hopefully, you were not among those who woke up regretting the addition of thousands of dollars to your credit cards over the holidays (at a 30% interest rate nonetheless). Minnesota and Wisconsin dominate the list of cities with the top 10 best credit […]
Originally posted on the Christian Post on January 13. Dear Chuck, I mostly like my job, or at least I don’t mind the work, and I’m grateful for it. But I find that some of my coworkers are really the worst part of my day. They can be critical, mocking, annoying, and I find […]
Originally posted on the Christian Post on January 6. Dear Chuck, I read your column about making New Year’s resolutions, and I’ve made mine: Get out of debt. It’s not my first attempt, but I’m hopeful that this time I can do it. I wish I had a more creative tale of woe, but it’s basically […]