Dear Chuck, Christmas is my favorite holiday because of the focus on giving. My husband and I want to be extra generous with our four children, our church, and our favorite ministries. We have a budget of $3,000 for all of these. Can you help us set priorities? Establishing Our Priorities for Christmas Giving […]
Dear Chuck, Inflation has hurt our family. We have very little money to spend on Christmas gifts this year. I am tempted but decided to skip all the Black Friday madness this year. My husband and I discussed using our credit cards for Christmas gifts, but he said no way. Haven’t you offered tips for […]
Dear Chuck, I’ve made many bad decisions that have negatively impacted my family financially. There are days when I honestly feel like giving up. I can’t even afford to do nice things for the children during the holidays. We are in a dark hole, and it feels very hopeless. Dark Financial Hole Dear Dark […]
Dear Chuck, My spouse is frustrated at work. I’m afraid he will get fired if he’s not careful. Can you give me some tips that I can share with him? Worried about My Husband’s Job Dear Worried about My Husband’s Job, I have no idea of the age of your husband, but many workers […]
Dear Chuck, My spouse recently confessed to secretly opening a credit card in our name. It is now maxed out. We are determined to pay it off together but could use some tips for the debt and rebuilding trust. Crippled by Credit Dear Crippled by Credit, According to Julia Kagan at Investopedia, financial infidelity […]
Dear Chuck, Inflation is hitting our family hard. We keep hearing it is coming down, but it does not seem that way when I go to the grocery store! When do you think we might see it return to normal? Irritated Over Inflation Dear Irritated Over Inflation, You’re not the only one. Before the […]
Dear Chuck, My car rental company did not have a vehicle available, even though I made a reservation weeks in advance. With a shortage at the airport, the agency with a car tried to rip me off on the price. The entire experience left me frustrated and wanting to learn how to avoid problems in […]
Dear Chuck, My elderly parents enjoy staying connected to family via email, text, and social media, but I’m concerned they will fall for a scam. My Dad recently said he is interested in a high-yield investment he read about on Facebook. Can you write something that I can give to them? Protecting My Parents […]
Dear Chuck, I know I need to save, but I just can’t. I make good money but find that I’m barely scraping by every month. My lifestyle is comfortable but fragile. What should I do, even though I don’t really want to change? Comfortable but Concerned Dear Comfortable but Concerned, Thanks for your honesty. […]
Dear Chuck, Can you explain what you mean by financial freedom? Are you using the term in place of the prosperity gospel? Prosperity vs. Financial Freedom Dear Prosperity vs. Financial Freedom, A dictionary definition of freedom is 1) The condition of not being in prison or captivity, 2) The condition of being free of […]