By Chuck Bentley Are you spending too much money? According to an article in investopedia.com, here are 10 signs you’re spending too much money. 1. You carry credit card debt. If you’re not completely paying off the balance on your credit card every month, you’re probably spending too much. 2. You have no retirement savings. If this is […]
By Chuck Bentley A bright orange ATM is popping up around Moscow, Russia at railway stations and shopping malls. This strange kind of ATM looks like a regular cash machine, but it’s designed to accept loan applications and dole out money on the spot. The loan ATM is a product of Oleg Boyko, a Russian billionaire […]
By Chuck Bentley New research by RealtyTrac indicates that fewer people are getting low down payment mortgages than in previous years. The percentage of new mortgages with a 3 percent down payment was the lowest in 2014 of the previous 10 years, at 25 percent of all home purchases. In other words, only 25 percent […]
By Chuck Bentley A biblical understanding of God’s Word on finances indicate that stewardship is not a process to manage money; it is not a program to get out of debt or to raise money for the church building program. These are all taking the biblical message to a low level of understanding. Stewardship is […]
By Chuck Bentley Today, I have some helpful tips. The US News & World Report collected their best advice from experts who assist people who need to pay off more than $100,000 in consumer debt. Here are their tips: Step 1: First, list all your creditors, including the minimum payments and interest rates. Plan to attack […]
By Chuck Bentley Your earnings in the first decade of your career established the probability of high or low lifetime earnings. This is fascinating… Economists at the Federal Reserve Bank of New York said in a report published in February 2015 that your earnings the first decade of your career are the lead indicator for what you will earn […]
By Chuck Bentley Anthem, a major health insurance company, warned consumers recently to be aware of scam email campaigns targeting current and former customers of the company. The emails encourage recipients to click a link for credit monitoring services. “These emails are NOT from Anthem,” the insurance company said in the statement. Here is why […]
By Chuck Bentley Martin Luther once said, “A true Christian lives and labors on earth not for himself but for his neighbor. Therefore the whole spirit of his life impels him to do even that which he needs not do, but which is profitable and necessary for his neighbor.” As one who is interested in […]
By Chuck Bentley Tim Challies, a Canadian Pastor, recently wrote an article sharing the areas where he personally found himself wasting his money. I think it’s a great list for all of us. 1. Buying Junk: Occasionally, it is better to spend a little more money on a quality product rather than buying something that […]
By Chuck Bentley Below are some easy ways that my family saves money. I hope these tips will be helpful to you, too. Soft drinks There is a reason that soft drinks like Coke and Pepsi are some of the most recognized brands in the world…they can afford to spend a massive amount on advertising […]