Dear Chuck, My wife and I have decent jobs but spend everything we earn. My parents recently told us that we don’t spend money wisely. I was offended at first, but I am rethinking our habits. I heard you on the radio talking about this. What do you suggest we do to change our habits? […]
Dear Chuck, I run a small business. Some of my employees are struggling financially. Inflation has stretched their paychecks, but I suspect they have no knowledge of Biblical financial principles. What can I do to address this problem? Helping With Inflation Dear Helpling with Inflation, It is easy to get so caught up in […]
Dear Chuck, My wife and I have two little ones. I love Christmas but always regret the financial stress it creates for our family. We finally paid off our Christmas debt from last year! Can you give me some ways to avoid doing it all over again? Debt-Free Christmas? Dear Debt-Free Christmas? Congratulations on […]
Dear Chuck, I’m 26 and single and would like to complete my business degree. I actually have a great job but keep thinking the degree would help me in the long run. Do you think it is worth it? (I would need a student loan for the entire amount of the degree if I decide […]
Dear Chuck, My wife and I made more than our share of financial mistakes early in our marriage and are still making up for losses. Can you give us some tips on how to catch up? Catching Up Financially Dear Catching Up Financially, As I said last week, I could write a book on […]
Dear Chuck, My wife and I made more than our share of financial mistakes early in our marriage and are still making up for losses. Can you give us some tips on how to catch up? Catching Up Financially Dear Catching Up Financially, Ha! You and me both! I could write a book on […]
Dear Chuck, I am overwhelmed with financial challenges. I constantly feel defeated and discouraged to the point of giving up. I had no idea that financial challenges could lead to such despair. How do I climb out of this dark hole I am in? Financial Dark Hole Dear Financial Dark Hole, I am sorry […]
Dear Chuck, Our adult daughter is single and working in retail. She just revealed that she has credit card and after-pay debt issues. She has asked us for help. Should we bail her out? Daughter in Debt Dear Daughter in Debt, In short, no. Obviously, I don’t have all the facts, but helping her […]
Dear Chuck, I am a recent college graduate embarking on a career in a new city. I am a believer desiring to pay off debt and use my income wisely. I have some old friends here but always spend too much money when we do things together. What realistic goals should I try to achieve? […]
Dear Chuck, I work in the technology sector and am worried about getting laid off. Can you help me be prepared? Worried about Layoffs Dear Worried about Layoffs, I have friends whose daughter-in-law was laid off a month ago. Then their son, who is married to that daughter-in-law, was laid off last week. Both […]