Dear Chuck, I would love to treat my family to a vacation, but we just can’t afford it unless we put it all on a credit card and pay it out over the coming months. Seems worth it to us. We need a break. Vacations Via Credit Cards? Dear Vacations Via Credit Cards, Happy […]
Dear Chuck, I am 25, live in a hot housing market, and feel squeezed by rising rents. I can’t see any way that I could ever buy a home! I need a plan and some hope. Sick of Paying Rent Dear Sick of Paying Rent, We are in a very unique time when millions […]
Dear Chuck, I work and live with those who buy whatever they want, whenever they want. I find myself constantly influenced to join their spending sprees! Can you give me any tips that I can implement to control my spending immediately? Spending Too Freely Dear Spending Too Freely, Yes, I can help you—been there, […]
Dear Chuck, I am a baby boomer with lots of friends and a healthy community at church, but I see loneliness as a major problem for so many of my friends, our kids, and our grandkids. How do you think this trend will impact the economy in the future? Worried about the Disconnected Dear […]
Dear Chuck, We have a budget, but the cost of groceries and eating out is ridiculous! Something has to change. What can we do? We are exceeding our food budget every single week. Fed Up with Grocery Prices Dear Fed Up with Grocery Prices, You are correct. Something does have to change for almost […]
Dear Chuck, I would like to eliminate our high interest credit card debt. What are your thoughts on taking out a HELOC to pay it off? HELOC or NOT? Dear HELOC or NOT? Just to be sure readers know what we are talking about, HELOC stands for Home Equity Line of Credit. It is […]
Dear Chuck, My husband and I believe America has lost its way. I see so much pride, division, financial fear, and greed that I wonder if we can even recover. How can an individual make a difference? Overwhelmed by America’s Decay Dear Overwhelmed, You, like so many others, are expressing a sense of gloom […]
Dear Chuck, Our finances are stretched so thin that I am stressed out all the time. We live on a budget, but my husband and I both need some hope that it will not always be this way. Living on a Financial Cliff Dear Living on a Financial Cliff, There is certainly reason for hope, […]
Dear Chuck, It sure looks like Larry Burkett’s book “The Coming Economic Earthquake” is happening before our very eyes! Is this the big one that he warned us about? Economic Observer Dear Economic Observer, It would be hard to overestimate the number of times I have been asked this question in the past 22 years […]
Dear Chuck, This banking crisis has me nervous. How bad is it? Should we trust our small regional banks? Where should we put our money? Widowed and Worried Dear Widowed and Worried, As you are, we should all be concerned and paying attention. This is a very real and dangerous economic challenge. What Happened? Silicon […]